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കേരള സംസ്ഥാന
ഇൻഷ്വറൻസ് വകുപ്പ്
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കേരള സംസ്ഥാന

ഇൻഷ്വറൻസ് വകുപ്പ്

“Improving the lives of the millions of people is a noble endeavor. It can also be a lucrative one”

Employees' Group Insurance Scheme (GIS) Subscription Revised

State Life Insurance (SLI) Rates

Versatile Insurance Services in Well equipped Accounting System

കേരള സംസ്ഥാന

ഇൻഷ്വറൻസ് വകുപ്പ്

1896-ൽ തിരുവിതാംകൂർ രാജ്യത്തിൽ സ്ഥാപിതമായ ഈ വകുപ്പ്, ദക്ഷിണേന്ത്യയിലെ ഏറ്റവും പഴയ പൊതുമേഖല ഇൻഷുറൻസ് സ്ഥാപനങ്ങളിൽ ഒന്നാണ്. 1979-ൽ ഇത് ഔദ്യോഗികമായി ഒരു വാണിജ്യ വകുപ്പ് ആയി പ്രഖ്യാപിക്കപ്പെട്ടു. നിലവിൽ കേരള സംസ്ഥാന ഇൻഷുറൻസ് വകുപ്പ് കേരള സർക്കാരിന്റെ ജനറൽ ഇൻഷുറൻസും ലൈഫ് ഇൻഷുറൻസും ഒരേസമയം കൈകാര്യം ചെയ്യുന്ന ഒരു വാണിജ്യ വകുപ്പ് ആയി പ്രവർത്തിക്കുന്നു. ഇതുവരെ നിരവധി വർഷങ്ങളായി ദൂരദർശിയായ നേതൃത്വം കൊണ്ടാണ് ഈ വകുപ്പ് പ്രവർത്തിച്ചിരുന്നത്—രാജവംശത്തിൻറെ പാരമ്പര്യത്തിൽ നിന്ന് ജനാധിപത്യ ഭരണം സ്വീകരിച്ച് പൗരന്റെ രാജത്വം സ്വീകരിക്കുന്നതിലേക്ക് ഉയർന്നുകൊണ്ടാണ് വകുപ്പിന്റെ യാത്ര. ഇന്ന്, ഇത് സർക്കാർ ജീവനക്കാർക്കും വിവിധ പൊതു സ്ഥാപനങ്ങൾക്കും കാര്യക്ഷമവും പൗരപക്ഷപരവുമായും ഇൻഷുറൻസ് സേവനങ്ങൾ നൽകികൊണ്ടിരിക്കുന്നു.

Forms, GO's, Circulars and orders

Document Donwload

Acts & Rules

Explore the legal framework of the Department, including Acts, Rules, amendments, and provisions that govern insurance services and procedures. .

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GO's and Circulars

Refer to Government Orders and circulars issued by the Government of Kerala on policies, benefits, revisions, and administrative decisions related to insurance.

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Department. Orders & Circulars

Access official orders and circulars issued by the Department for implementation of services, internal guidelines, and operational updates.

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Forms

Download forms required for policies and services such as proposal, nomination, claim, loan, corrections, and other departmental requests.

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Documents / Reports

View important documents, publications, reports, statistics, and reference materials issued by the Department for public access and record.

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Citizen's Charter

Learn about service commitments, processing timelines, required documents, contact points, and grievance mechanisms for transparent service delivery.

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Why Choose Us?

Why You should Choose Our Insurance Schemes

കേരള സംസ്ഥാന ലൈഫ് ഇൻഷുറൻസ്

I.  Eligibility to become a policy holder under State Life ...

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ഗ്രൂപ്പ് ഇൻഷുറൻസ്

Objective: The Kerala State Employees’ Group Insurance Scheme, is intended ...

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GROUP INSURANCE

Kerala State Insurance Department

The Kerala State Employees’ Group Insurance Scheme, is intended to provide for the State employees, at a low cost and on a wholly contributory and self-financing basis the twin benefits of an insurance cover to help their nominees in the event of death while in service and a lumpsum payment to augment their resource on retirement.

LIFE INSURANCE SCHEME

Kerala State Insurance Department

All State Government employees holding permanent or officiating appointments under the Government of Kerala and who are below the age of 50 years on the date of 1st remittance of premium.
The age of the proposer shall be taken to be the age at his last birthday or next birthday which ever is nearer to the date on which the 1st premium is paid, if equidistant, it shall be taken to be his age at his last birthday.
Document proof in support of age of the proposer will be the certificate to that effect furnished in the proposal form by the head of office/institution.

Our FAQ

Got questions? We've got answers

What is the Kerala State Insurance Department?
The Kerala State Insurance Department provides insurance coverage and financial protection schemes for eligible government employees, pensioners, and beneficiaries under various state-approved insurance programs.
Who is eligible to enroll in State Insurance schemes?
Eligibility depends on the specific scheme. Generally, Kerala State Government employees, pensioners, and certain approved categories are eligible. Detailed eligibility criteria are available under each scheme section.
What types of insurance schemes are offered?

The department offers schemes such as:

  • Life Insurance
  • Group Insurance
  • Accident Insurance
  • Medical / Health-related Insurance (as per government approvals)
How can I enroll in a State Insurance scheme?

Eligible individuals can enroll through:

  • Their respective department office
  • Drawing and Disbursing Officer (DDO)
  • Official online portal (if applicable)
  • Required documents must be submitted along with the application form.
How can I check my policy details?

Policy details can be checked:

  • Through the official department portal (if available)
  • By contacting your department office
  • By visiting the District Insurance Office
What documents are required for claim settlement?

Documents vary based on claim type. Generally required documents include:

  • Claim application form
  • Policy details
  • Identity proof
  • Medical reports / Death certificate (if applicable)
  • Bank account details

News and Blogs

Get the latest updates & information

Kerala Budget 2026-27 Announces Life, Accident Insurance Scheme For School Children (ml)

Members of Kerala’s Green Army (Haritha Karma Sena), autorickshaw, taxi, ...

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Kerala govt to provide life insurance coverage to students of Classes 1-10 (ml)

The state government will remit the insurance premium for all ...

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Kerala Cabinet clears house insurance scheme against natural disasters (ml)

The scheme, to be implemented through the State Insurance Department, ...

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